Phone: 978.443.3337

Sage Bank provides credit on a non-discriminatory basis.

  • Welcome to the Bank of Interdependence

  • Welcome to the Bank of Interdependence

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See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

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Welcome to the Bank of Interdependence!

At Sage Bank, we want you to feel confident knowing you have the information you need to make sound financing decisions.  Our home lending goal is simple:  provide you with the best lending options, the most competitive rates, and the highest standards of customer service. 

Our Sage Bank Loan Officers are always available to speak with you and will effortlessly guide you through the home financing process.  To help you feel confident that you are making the right decisions you will find homebuying information on these mortgage pages as well as on the Sage Advice page.  You can also evaluate different financing options by using the interactive calculators on these mortgage pages to get a feel for how different factors affect your rate/payment and to help you identify a monthy payment amount that fits your budget. 

When you are ready to begin the application you can conveniently submit a complete on-line, secure loan application or pre-qualify for a home loan right here.

Let's get to work!

Recent Articles

Feb
15
2017
Borrowing Against 401(k) to Purchase a Home: Financial “Do”, or “Don’t”?
   Many first time homebuyers are ready to take on the expense and responsibility of homeownership but lack the significant down payment that is generally required as part of a mortgage loan, or that is required in order to avoid the additional purchase of private...
Feb
09
2017
How to Calculate Your Debt-to-Income Ratio
  How Much Home Can You Afford?  When you apply for a mortgage, your prospective lender will check several factors, including calculating your debt-to-income ratio in order to determine the amount of mortgage to extend to you. You can get a jump start on the home buying...
Feb
01
2017
USDA Loans: The No Down Payment Loan Program That May Work for You!
  Are you hoping to buy a home in 2017 but worried about the down payment? Looking to live outside of a big city – whether that be in a small city, town or out in the country with plenty of space? Many Americans can afford the monthly mortgage payment on a home for their family, but...
Jan
18
2017
Will I Qualify for a Mortgage on Part-Time Income Alone?
I only work part time but want to buy a home – will I qualify for a mortgage on part time income alone? In today’s economy, many people make their income by working one or more part-time jobs versus a traditional full-time 9-5 job. While there are some assumptions made that...