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Welcome to the Bank of Interdependence!
At Sage Bank, we want you to feel confident knowing you have the information you need to make sound financing decisions. Our home lending goal is simple: provide you with the best lending options, the most competitive rates, and the highest standards of customer service.
Our Sage Bank Loan Officers are always available to speak with you and will effortlessly guide you through the home financing process. To help you feel confident that you are making the right decisions you will find home buying information on these mortgage pages as well as on the Sage Advice page. You can also evaluate different financing options by using the interactive calculators on these mortgage pages to get a feel for how different factors affect your rate/payment and to help you identify a monthly payment amount that fits your budget.
When you are ready to begin the application you can conveniently submit a complete on-line, secure loan application or pre-qualify for a home loan right here.
Let's get to work!
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker. When you apply for a loan, you'll want to ask about the closing costs....
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you! We understand that your house is more than just a roof over...
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification. A refinance, on the other hand, is a new loan with all new terms. It would take the place...
Is refinancing your 30-year mortgage a good idea? That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans. If refinancing your 30-year mortgage to lower your...