Phone: 978.443.3337

Sage Bank provides credit on a non-discriminatory basis.

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

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Recent Articles

May
31
2017
The Right Mortgage Begins With Choosing The Right Lender
Successfully managing your mortgage begins with choosing the right lender. Finding the right loan that fits your needs and your long-term goals of debt management requires a personalized service that many other lenders are not willing to provide. Rest assured, however, that...
May
18
2017
Buying a home with less than 20% down might be easier than you think
One of the most common assumptions we hear is that “you need 20% cash down payment in order to buy a home”. This couldn’t be further from the truth –  there are many different lenders and loan programs that require little to no down payment, regardless of...
May
10
2017
Multifamily Homes: Let Someone Else Pay Your Mortgage
Most home owners dream of the day 15- or 30-years down the line when they will be living mortgage free. But why wait that long? What if you could live essentially mortgage-free from day one, while building equity and saving money? Purchasing a multifamily home and living in one unit while...
May
01
2017
Can you negotiate closing costs?
Many home buyers and sellers assume that closing costs are a set part of your total home purchase or sale price, and don’t give these fees (which can sometimes be thousands of dollars) much of a second thought. Whether you are looking to buy or sell a home, you want to make sure that you...
Apr
26
2017
Mortgage Loans for All Income Levels!
If you dream of home ownership but don’t think that you make a high enough salary or bring in enough yearly income to qualify for a mortgage, read ahead! Home ownership may be closer than you think, regardless of your income. Buying with 20% down payment? The National Association...
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Recent Articles

Oct
18
2017
Is Refinancing Right for You?
Thinking about refinancing your mortgage? Learn the facts before you decide if that's the right choice for you! Although refinancing offers the financial relief, rate stability, and access to money that you may not be able to get by other means, there are occasions that we caution our...
Oct
11
2017
All About Assumable Mortgages
An assumable mortgage is a home loan that allows you to take over a seller’s home loan instead of applying for your own mortgage. However, not all mortgages are assumable — typically only some FHA and VA loans are assumable. An assumable mortgage is best done with lender...
Oct
04
2017
Self-Employed? Here's How to Get a Home Loan
A critical factor for qualifying for a home loan is your income. Understandably, lenders need to know that you have a stable income that allows you to sustain a mortgage. While traditional homebuyers can prove this easily with a standard W2 from their employer, a self-employed borrower...
Sep
27
2017
What is a Second Mortgage and What are the Benefits?
Owning a home is one of the best investments you can make in your lifetime, but sometimes the budget can get tight. Along with the typical home-related bills like mortgage note payments, household utilities, and any required repairs—there's also the additional financial...