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  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

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Recent Articles

Jul
26
2017
The Benefits of an FHA Loan
FHA loans are a popular home loan choice for borrowers. Qualifying standards tend to be more flexible and down-payment requirements are lower when compared to other home loan options.  Read on to see what makes an FHA loan an attractive mortgage option and learn how you can take...
Jul
19
2017
What Factors Are Looked At When Applying For A Mortgage?
Before you shop for your new home, prepare to qualify for a mortgage loan. Preparing will help eliminate confusion while ensuring that the process goes as smoothly as possible.  These are six factors reviewed during mortgage approval process. 1. Residence...
Jul
12
2017
How to Compete with an All-Cash Home Purchase Offer
The housing market goes through shifts, and currently, we are in what is commonly known as a “seller’s market” – that is, a market in which there are more buyers than there are homes for sale. As a result, competition between buyers will increase, and you may even...
Jul
05
2017
Qualifying for a Mortgage on Part-Time Income?
Today, it's more common than ever for individuals to make a living by working one or more part-time jobs instead of a traditional 9-to-5, 40-hour-a-week job. The assumption is that most people that choose part-time over full-time are either retired individuals or college students....
Jun
28
2017
7 Ways to Come Up With a Down-Payment for a House
Is the lack of down payment holding you back from purchasing a home? It doesn’t have to! Coming up with a down payment is faster and easier than you think. Here are the top 7 ways to come up with a down-payment for a house: Borrow Funds From Parents Asking parents for help to purchase...
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Recent Articles

Dec
13
2017
How Points Affect Your Mortgage Calculation
Mortgage points are fees that you pay for a reduced interest rate. Essentially, you are paying for a discount, vaguely similar to Amazon Prime or a members-based warehouse store. By paying for points upfront, you are "buying down" the interest rate over the life of the loan.  These...
Dec
06
2017
Yes! It's Possible to Defer a Mortgage Payment
Can I Defer a Mortgage Payment?  If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary financial hardship. Deferring, or skipping a payment, is an option that may offer some relief to get you through this tough spot.  There...
Nov
29
2017
“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can make you feel just as nervous. But there really isn't anything to be wary about, that is, once you understand what a mortgage rider is.  For us, honesty...
Nov
22
2017
How To Get Your Home Ready For Thanksgiving In 1 Hour (It’s Possible!)
Time just seems to fly by as soon as November comes around, and if you're like most people, a busy schedule has left you with a house that isn't quite ready to receive guests for tomorrow's big gobble event --Thanksgiving! But we got you covered! In just about an hour's time, you can have...