Phone: 978.443.3337

Sage Bank provides credit on a non-discriminatory basis.

  • 						<h1><strong>Welcome to the Bank of Interdependence</strong></h1>

    Welcome to the Bank of Interdependence

  • 						<h1><strong>Welcome to the Bank of Interdependence</strong></h1>

    Welcome to the Bank of Interdependence

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See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

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BRANCH LOCATIONS

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Whether you are purchasing, refinancing or building your new residence, vacation or investment property, Sage Bank has a mortgage program to meet your individual needs.  Loan programs are available to qualified applicants, with as little as a 3.5% down payment. 

Fixed Rate Mortgage

  • The interest rate is fixed for the life of the loan
  • The principal and interest payment never changes
  • Loans with terms from 10 to 30 years
  • The shorter the loan term the faster equity is built up in the property
  • Prepaying loan principal will shorten the loan term

Adjustable Rate Mortgage

  • Initial rate is fixed for up to 10 years
  • Lower rate than Fixed Rate Mortgage allows higher price and loan qualification
  • Future rate changes limited by interest rate caps
  • Loan terms up to 40 years

First Time Homebuyer Program

  • Discounted Closing Costs
  • No points or origination fee
  • As little as a 3.5% down payment
  • No mortgage insurance with a 10% down payment for a single family or condominium

Reverse Mortgage Loans

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Home Refinance
Home Purchase
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Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation.

By providing your SSN, our brokers will know you're sincere about obtaining a loan. You will get better rates & terms, and your credit will never be affected.

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Select Property Type
Single Family
Multi Family
Condominium
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Manufactured Home
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Primary Residence
Vacation Home
Investment
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Down Payment
0% VA/USDA
3% Conv.
3.5% FHA
5%

10%
20%
Military Service?
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You Expect To Buy Within?
30-45 Days
2-3 Months
6 Months
Longer
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