Phone: 888-SageLoan

Sage Bank provides credit on a non-discriminatory basis.

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

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See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

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BRANCH LOCATIONS

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Whether you are purchasing, refinancing or building your new residence, vacation or investment property, Sage Bank has a mortgage program to meet your individual needs.  Loan programs are available to qualified applicants, with as little as a 3.5% down payment. 

Fixed Rate Mortgage

  • The interest rate is fixed for the life of the loan
  • The principal and interest payment never changes
  • Loans with terms from 10 to 30 years
  • The shorter the loan term the faster equity is built up in the property
  • Prepaying loan principal will shorten the loan term

Adjustable Rate Mortgage

  • Initial rate is fixed for up to 10 years
  • Lower rate than Fixed Rate Mortgage allows higher price and loan qualification
  • Future rate changes limited by interest rate caps
  • Loan terms up to 40 years

First Time Homebuyer Program

  • Discounted Closing Costs
  • No points or origination fee
  • As little as a 3.5% down payment
  • No mortgage insurance with a 10% down payment for a single family or condominium

Reverse Mortgage Loans

Select Loan Type
Home Refinance
Home Purchase
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By providing your SSN, our brokers will know you're sincere about obtaining a loan. You will get better rates & terms, and your credit will never be affected.

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Select Property Type
Single Family
Multi Family
Condominium
Townhouse
Manufactured Home
What Is The Property Use
Primary Residence
Vacation Home
Investment
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Estimated Purchase Price
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Down Payment
0% VA/USDA
3% Conv.
3.5% FHA
5%

10%
20%
Military Service?
Yes
No
You Expect To Buy Within?
30-45 Days
2-3 Months
6 Months
Longer
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Contact Information
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Recent Articles

Dec
13
2017
How Points Affect Your Mortgage Calculation
Mortgage points are fees that you pay for a reduced interest rate. Essentially, you are paying for a discount, vaguely similar to Amazon Prime or a members-based warehouse store. By paying for points upfront, you are "buying down" the interest rate over the life of the loan.  These...
Dec
06
2017
Yes! It's Possible to Defer a Mortgage Payment
Can I Defer a Mortgage Payment?  If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary financial hardship. Deferring, or skipping a payment, is an option that may offer some relief to get you through this tough spot.  There...
Nov
29
2017
“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can make you feel just as nervous. But there really isn't anything to be wary about, that is, once you understand what a mortgage rider is.  For us, honesty...
Nov
22
2017
How To Get Your Home Ready For Thanksgiving In 1 Hour (It’s Possible!)
Time just seems to fly by as soon as November comes around, and if you're like most people, a busy schedule has left you with a house that isn't quite ready to receive guests for tomorrow's big gobble event --Thanksgiving! But we got you covered! In just about an hour's time, you can have...