Phone: 978.443.3337

Sage Bank provides credit on a non-discriminatory basis.

  • 						<h1><strong>Welcome to the Bank of Interdependence</strong></h1>

    Welcome to the Bank of Interdependence

  • 						<h1><strong>Welcome to the Bank of Interdependence</strong></h1>

    Welcome to the Bank of Interdependence

Get started today

PRE-QUALIFY

See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

APPLY NOW

Fill out this quick and secure form and one of our consultants will contact you shortly.

BRANCH LOCATIONS

Find your local branch.
 


Whether you are purchasing, refinancing or building your new residence, vacation or investment property, Sage Bank has a mortgage program to meet your individual needs.  Loan programs are available to qualified applicants, with as little as a 3.5% down payment. 

Fixed Rate Mortgage

  • The interest rate is fixed for the life of the loan
  • The principal and interest payment never changes
  • Loans with terms from 10 to 30 years
  • The shorter the loan term the faster equity is built up in the property
  • Prepaying loan principal will shorten the loan term

Adjustable Rate Mortgage

  • Initial rate is fixed for up to 10 years
  • Lower rate than Fixed Rate Mortgage allows higher price and loan qualification
  • Future rate changes limited by interest rate caps
  • Loan terms up to 40 years

First Time Homebuyer Program

  • Discounted Closing Costs
  • No points or origination fee
  • As little as a 3.5% down payment
  • No mortgage insurance with a 10% down payment for a single family or condominium

Reverse Mortgage Loans

Select Loan Type
Home Refinance
Home Purchase
Please give us more info.

Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation.

By providing your SSN, our brokers will know you're sincere about obtaining a loan. You will get better rates & terms, and your credit will never be affected.

Submit
Select Property Type
Single Family
Multi Family
Condominium
Townhouse
Manufactured Home
What Is The Property Use
Primary Residence
Vacation Home
Investment
How Is Your Credit?
Excellent
Very Good
Good
Fair
Poor
Have You Already Found A Home
Continue
Estimated Purchase Price
Continue
Down Payment
0% VA/USDA
3% Conv.
3.5% FHA
5%

10%
20%
Military Service?
Yes
No
You Expect To Buy Within?
30-45 Days
2-3 Months
6 Months
Longer
Tell Us About Your Needs
Continue
Tell Us About Your Needs
Continue
Tell Us About Yourself
Continue
Tell Us About Yourself
Continue
Property Zip
Continue
Contact Information
Submit

Recent Articles

Aug
16
2017
When Is Private Mortgage Insurance Required?
PMI is an acronym you might hear when you're buying a home, but what is it short for? PMI stands for private mortgage insurance, and this is cost you will have to pay if you don't have 20% down payment.  What is PMI?  It's insurance that protects your lender, not the borrower in...
Aug
09
2017
Top Reasons to Consider A Homebuying Assistance Program
There are many down-payment assistance programs available across the U.S., all of which can help you purchase a home sooner than you think. Eligibility requirements vary, but there are some common positive features found in these specialized buying programs. The Benefits of...
Aug
02
2017
Advantages and Disadvantages of Refinancing to a 30-Year Mortgage
Low mortgage rates have been in the news lately, making the option to refinance all the more appealing. Homeowners are eager to lock in these lowered home loan rates not only to save money their monthly payments but also have additional funds to invest or save for life's emergencies...
Jul
26
2017
The Benefits of an FHA Loan
FHA loans are a popular home loan choice for borrowers. Qualifying standards tend to be more flexible and down-payment requirements are lower when compared to other home loan options.  Read on to see what makes an FHA loan an attractive mortgage option and learn how you can take...