Phone: 978.443.3337

Sage Bank provides credit on a non-discriminatory basis.

  • 						<h1><strong>Welcome to the Bank of Interdependence</strong></h1>

    Welcome to the Bank of Interdependence

  • 						<h1><strong>Welcome to the Bank of Interdependence</strong></h1>

    Welcome to the Bank of Interdependence

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See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

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At Sage Bank, we want you to feel confident knowing that you have the information you need to make sound financing decisions.  Our lending goal is simple; provide you with the best lending options, the most competitive rates, and the highest standards of customer service.

Your mortgage payment is usually your largest monthly expense so it only makes sense to look at ways to save by refinancing your mortgage.

Things to consider:

  • How long do you intend to remain in your present home?
  • What is your present mortgage rate?
  • How much do you have left in your current term?
  • What is your Loan to Value Ratio?
  • What is your credit score?
  • Don't forget to factor-in closing costs and points.  They can be rolled int the loan amount or we can roll them into the rate.  Adding them to your loan amount only makes sense if you intend to stay in your home more than 5 years.  It will increase your mortgage amount by approximately $5,000.  Taking a higher rate is the better option if you are not planning on remaining in the home for long.
  • Consider consolidating other consumer debt into the refinance or through a home equity loan.

Your Sage Bank Loan Officer will work with you to find the program, term, closing costs and points that works best for your situation. 

Select Loan Type
Home Refinance
Home Purchase
Please give us more info.

Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation.

By providing your SSN, our brokers will know you're sincere about obtaining a loan. You will get better rates & terms, and your credit will never be affected.

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Select Property Type
Single Family
Multi Family
Condominium
Townhouse
Manufactured Home
What Is The Property Use
Primary Residence
Vacation Home
Investment
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Estimated Purchase Price
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Down Payment
0% VA/USDA
3% Conv.
3.5% FHA
5%

10%
20%
Military Service?
Yes
No
You Expect To Buy Within?
30-45 Days
2-3 Months
6 Months
Longer
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Recent Articles

Aug
16
2017
When Is Private Mortgage Insurance Required?
PMI is an acronym you might hear when you're buying a home, but what is it short for? PMI stands for private mortgage insurance, and this is cost you will have to pay if you don't have 20% down payment.  What is PMI?  It's insurance that protects your lender, not the borrower in...
Aug
09
2017
Top Reasons to Consider A Homebuying Assistance Program
There are many down-payment assistance programs available across the U.S., all of which can help you purchase a home sooner than you think. Eligibility requirements vary, but there are some common positive features found in these specialized buying programs. The Benefits of...
Aug
02
2017
Advantages and Disadvantages of Refinancing to a 30-Year Mortgage
Low mortgage rates have been in the news lately, making the option to refinance all the more appealing. Homeowners are eager to lock in these lowered home loan rates not only to save money their monthly payments but also have additional funds to invest or save for life's emergencies...
Jul
26
2017
The Benefits of an FHA Loan
FHA loans are a popular home loan choice for borrowers. Qualifying standards tend to be more flexible and down-payment requirements are lower when compared to other home loan options.  Read on to see what makes an FHA loan an attractive mortgage option and learn how you can take...