Phone: 978.443.3337

Sage Bank provides credit on a non-discriminatory basis.

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

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See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify

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At Sage Bank, we want you to feel confident knowing that you have the information you need to make sound financing decisions.  Our lending goal is simple; provide you with the best lending options, the most competitive rates, and the highest standards of customer service.

Your mortgage payment is usually your largest monthly expense so it only makes sense to look at ways to save by refinancing your mortgage.

Things to consider:

  • How long do you intend to remain in your present home?
  • What is your present mortgage rate?
  • How much do you have left in your current term?
  • What is your Loan to Value Ratio?
  • What is your credit score?
  • Don't forget to factor-in closing costs and points.  They can be rolled int the loan amount or we can roll them into the rate.  Adding them to your loan amount only makes sense if you intend to stay in your home more than 5 years.  It will increase your mortgage amount by approximately $5,000.  Taking a higher rate is the better option if you are not planning on remaining in the home for long.
  • Consider consolidating other consumer debt into the refinance or through a home equity loan.

Your Sage Bank Loan Officer will work with you to find the program, term, closing costs and points that works best for your situation. 

Select Loan Type
Home Refinance
Home Purchase
Please give us more info.

Kindly provide your date of birth so our mortgage brokers can verify your identity when they contact you. Thank you for your cooperation.

By providing your SSN, our brokers will know you're sincere about obtaining a loan. You will get better rates & terms, and your credit will never be affected.

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Select Property Type
Single Family
Multi Family
Condominium
Townhouse
Manufactured Home
What Is The Property Use
Primary Residence
Vacation Home
Investment
How Is Your Credit?
Excellent
Very Good
Good
Fair
Poor
Have You Already Found A Home
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Estimated Purchase Price
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Down Payment
0% VA/USDA
3% Conv.
3.5% FHA
5%

10%
20%
Military Service?
Yes
No
You Expect To Buy Within?
30-45 Days
2-3 Months
6 Months
Longer
Tell Us About Your Needs
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Tell Us About Your Needs
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Tell Us About Yourself
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Property Zip
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Contact Information
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Recent Articles

Oct
18
2017
Is Refinancing Right for You?
Thinking about refinancing your mortgage? Learn the facts before you decide if that's the right choice for you! Although refinancing offers the financial relief, rate stability, and access to money that you may not be able to get by other means, there are occasions that we caution our...
Oct
11
2017
All About Assumable Mortgages
An assumable mortgage is a home loan that allows you to take over a seller’s home loan instead of applying for your own mortgage. However, not all mortgages are assumable — typically only some FHA and VA loans are assumable. An assumable mortgage is best done with lender...
Oct
04
2017
Self-Employed? Here's How to Get a Home Loan
A critical factor for qualifying for a home loan is your income. Understandably, lenders need to know that you have a stable income that allows you to sustain a mortgage. While traditional homebuyers can prove this easily with a standard W2 from their employer, a self-employed borrower...
Sep
27
2017
What is a Second Mortgage and What are the Benefits?
Owning a home is one of the best investments you can make in your lifetime, but sometimes the budget can get tight. Along with the typical home-related bills like mortgage note payments, household utilities, and any required repairs—there's also the additional financial...