Sage Bank provides credit on a non-discriminatory basis.

Phone: 978.937.0090

Sage Bank Loan Center - Lowell
151 Warren St. Suite 200
Lowell, MA  01852
Fax:  617.812.0312

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Michael Licciardi

Loan Officer

NMLS# 20991
Tel: (978) 937-0090
Fax: (617) 507-5370
Cell: (978) 821-7412
Email Me

151 Warren St. Suite 200
Lowell, Massachusetts 01852

As your trusted mortgage consultant with more than 12 years in the mortgage lending arena, Michael will walk you through the loan process from the prequalification process to the closing of your loan. Whether you are a first time home buyer or a seasoned buyer or invester, you can trust Michael with all of your home financing needs. Michael takes a consultative approach customizing each client into a loan tailored to their needs and best interest.

Sage Bank offers VA, FHA, MassHousing, Home Possible, LMPI-no monthly PMI programs, and conventional products.

Michael is fluent in Italian and Spanish.

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