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John FabianiSage Bank Loan Officer
Helping and advising thousands of First Time Home Buyers has always been an integral part of John Fabiani's business. John has been the featured mortgage speaker at over a hundred First Time Buyer Seminars, and takes particular pride in carefully explaining the loan process for those looking to buy their first home.
John has always been a proponent of providing his customers with "options". He'll review with you the advantages and disadvantages of Traditional and Conventional Loans, Fixed Rate and Adjustable Rate Mortgages, Mass Housing First Time Buyer Loan, FHA, VA, Second Homes, and Piggyback first and second mortgages, as well as Renovation Loans and Jumbo Loans.
Refinances have also been big news the past few years with customers refinancing out of their higher rate loans, many shortened their terms from 30 years down to 25, 20, or 15 years, saving tens of thousands of dollars. Cash-out refinances are also an option for renovations, paying off car loans, school loans, credit card debt, and having available cash.
Being awarded the distinction of Chairman's Club, Presidents Club, and Circle of Excellence at a previous institution were the result of hard work with honesty and integrity. Assisting hundreds of customers each year with loans that fit their budget, John is trusted to place his clients in a new home or a better financial position through a refinance.