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Welcome to the Bank of Interdependence!
At Sage Bank, we want you to feel confident knowing you have the information you need to make sound financing decisions. Our home lending goal is simple: provide you with the best lending options, the most competitive rates, and the highest standards of customer service.
Our Sage Bank Loan Officers are always available to speak with you and will effortlessly guide you through the home financing process. To help you feel confident that you are making the right decisions you will find home buying information on these mortgage pages as well as on the Sage Advice page. You can also evaluate different financing options by using the interactive calculators on these mortgage pages to get a feel for how different factors affect your rate/payment and to help you identify a monthly payment amount that fits your budget.
When you are ready to begin the application you can conveniently submit a complete on-line, secure loan application or pre-qualify for a home loan right here.
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If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage. Seems like a good idea, but is it? There is no "right" answer. Factors like how much you owe on your mortgage and your ability to pay back the amount you...
Refinancing is similar to getting a mortgage, and that includes the application process. However, there are a few differences that can sometimes appear as hurdles. Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top...
Pre-qualification and pre-approval mean different things when it comes to getting a home loan. Both pre-qual and pre-approval begin the same way and are useful when you're looking to buy a home. However, if you want to lock in a low-rate mortgage and be ready to make an offer as soon as you...
A mortgage that doesn't require money down is called a "zero down payment" mortgage. These loans are not as widely available as other home loans, and qualifying is a bit more challenging. However, a "zero down" home loan has some perks that you should know about. This article will...