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Sage Bank provides credit on a non-discriminatory basis.

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

  • 			    Welcome to the Bank of Interdependence

    Welcome to the Bank of Interdependence

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Recent Articles

Mar
28
2018
What is a Zero-Down Mortgage?
A mortgage that doesn't require money down is called a "zero down payment" mortgage. These loans are not as widely available as other home loans, and qualifying is a bit more challenging. However, a "zero down" home loan has some perks that you should know about. This article will...
Mar
21
2018
Smart Ways to Beat an All-Cash Offer
Money talks when it comes to making an offer on a home, and in real estate, all-cash offers are big talkers. But what if you don't have an all-cash offer? Does that mean your out of the running for buying your dream home? Not at all! Though all-cash offers are enticing to home sellers, there...
Mar
14
2018
Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker. When you apply for a loan, you'll want to ask about the closing costs....
Mar
07
2018
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you! We understand that your house is more than just a roof over...
Feb
28
2018
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification. A refinance, on the other hand, is a new loan with all new terms. It would take the place...
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Recent Articles

Jul
11
2018
Buying a Starter Home vs a Forever Home: Which Should You Choose?
When you're a first-time homebuyer, the first thing on your mind is probably, "how much home can I afford?" and rightfully so! Knowing how much you qualify for is the first step to buying a home. But here's another crucial detail to consider: should you buy a starter home or a forever...
Jul
05
2018
Top Ten Credit Score Myths --Busted!
Your credit score is one of your most powerful tools for planning your financial future --mostly because it determines the terms of loans like mortgages. Unfortunately, there’s a lot of misunderstandings about FICO scores, and it can lead you to miss out on the benefits of your...
Jun
27
2018
If This Sounds Like You, It's Time to Refinance
Do any of these 7 financial situations sound like you? If they do, then you might be ready to refinance your mortgage! Remember, you can start the refi application at any time on using our digital application --the sooner you apply, the sooner you can secure a new, lower mortgage...
Jun
20
2018
How to Buy A Home This Summer With Zero Down
It’s true --you can buy a home with no money down!  If you've been toying with the idea of buying a house but the lack of down-payment funds is holding you back, you’re in luck! We’re going to show you how you can buy a home this summer even if you don’t have a...